Intellectual Capital: An innovative form of new ideas far superior to anything in existence; a powerful asset to motivate increased productivity in large numbers of people.

Since 1996 Biltmore Financial has confidentially managed billions of dollars in residential real estate mortgages for thousands of clients throughout the Midwest in a timely, efficient, and cost effective manner. Whether a client is purchasing their first residence or vacation home; restructuring debt; or buying investment property, our advisors manage every step in the process with an emphasis on strategic mortgage planning.

Change is in the air.

Today, we are on the brink of introducing a "Unique Client Process" that translates decades of wisdom, experience and uncommon knowledge into intellectual capital. We are enthused and vigorously investing our time and effort in a business model that has never existed in the mortgage marketplace. In the weeks and months ahead, we pledge to connect our ideas with the realities of other people's lives to enhance their management of wealth.